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Author Topic: Liability Ins. Coverage and Company Kevin Roudebush Film Handler Posts: 29 From: Salem, OR, USA Registered: Sep 2003 posted 10-02-2003 12:47 PM                     I looked through many of the topics but didn't see anything on liability coverage for an independent theatre. Who have you found to be the best and approximately what is a reasonable premium per month? The theatre will be in the west U.S. and will be serving beer and wine . (I'm considering opening this theatre and these forums has been incredibly helpful. Kudoz to this site and all the members.)  |  IP: Logged Barry Floyd Phenomenal Film Handler Posts: 1079 From: Lebanon, Tennessee, USA Registered: Mar 2000 posted 10-02-2003 01:00 PM                        Now we don't serve beer, and we're in the Southeast as opposed to the west, but my wife and I own a newly-built single screen drive-in here in Tennessee and we pay about $5k a year for everything. $1M in liability, plus fire, theft, etc. I'd say the beer would substantially increase your liability issue.  |  IP: Logged Tony Ratcliff Expert Film Handler Posts: 216 From: Madison, IN, USA Registered: Mar 2002 posted 10-03-2003 03:00 PM                     Barry, If you feel it is appropriate, would you mind posting what company your insurance it with? I'm in Indiana, so your situation might be more applicable to me.  |  IP: Logged Bill Enos Film God Posts: 2081 From: Richmond, Virginia, USA Registered: Apr 2000 posted 10-03-2003 11:19 PM                     Our coverage is around 12 grand a year for everything. We considered beer sales a while back, restricting it to the balcony where all patrons would be carded to be admitted. The idea was dropped after realizing that alcohol equals drunks in the dark on stairs and ramps---bad news.  |  IP: Logged Barry Floyd Phenomenal Film Handler Posts: 1079 From: Lebanon, Tennessee, USA Registered: Mar 2000 posted 10-04-2003 01:05 AM                        We use a small independant company here in Lebanon, TN. I'm sure the actuall policy is probably with a bigger company. I'll check with my wife... she's the one who writes the checks. When I find out.. I'll email you directly.  |  IP: Logged

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